What We Do

 

Services for Individuals and Families

We’re passionate about finding out what matters most to you. We take the time to get to know you, learn what you want to accomplish, and develop strategies tailored to address your needs and goals to help preserve your lifestyle now and throughout retirement. Based on your needs, we will educate you on your financial situation and the opportunities available to you, bringing clarity to even the most complex financial challenges in these and other areas: 

 

INVESTMENT MANAGEMENT

  • Technical analysis
  • Custom income strategies
  • Risk analysis/risk management
  • Portfolio stress testing
  • Tax-sensitive investments
  • Concentrated stock strategies

RETIREMENT PLANNING

  • Retirement income planning
  • 401(k)/403(b)/IRA distribution planning
  • Traditional and Roth IRAs
  • SEP IRAs/SIMPLE IRAs
  • Social Security planning

FINANCIAL PLANNING

  • Comprehensive goal-based planning
  • Cash-flow and income analysis
  • Financial organization and oversight
  • Right Capital 

COLLEGE PLANNING

  • Strategies for meeting college costs
  • Education savings accounts
  • Tax-advantaged college savings plans

 

 

 

Customized Investment Process

At Red Mountain Financial Partners, our customized approach to investment management seeks to place your interests first. As independent advisors, we have no proprietary products, sales quotas or sales goals, which eliminates conflicts of interest and helps to ensure that all decisions are based on furthering your financial well-being. The advisors on the Red Mountain Financial Partners team bring more than three decades of experience developing customized investment portfolios tailored to each client’s needs and goals with a strong focus on managing risk.

OUR CUSTOMIZED INVESTMENT PROCESS SEEKS TO CREATE INDIVIDUALIZED ASSET ALLOCATIONS BASED ON YOUR GOALS, RISK TOLERANCE, TIME HORIZON AND LIQUIDITY NEEDS.

Our process begins with an initial meeting where we will get to know you and discuss your hopes, dreams and life goals. We will learn about your past investment experience and determine your risk tolerance, and discuss your liquidity needs and time horizon. We use sophisticated risk analysis software to help pinpoint your tolerance for risk and your optimal risk/return ratio aligned with your life goals and needs.

In our second meeting, we will present one of our Customized Investment Strategies to help meet the specific needs discussed in our initial meeting. We will go over each position and explain our strategy in depth.

 

THE ACCUMULATION PHASE

  • Uses mutual funds & ETF’s to facilitate growth during the years you are accumulating wealth
  • This approach uses core positions paired with investments designed to take advantage of market opportunities customized to your individual needs

THE DISTRIBUTION PHASE

  • Focuses on creating an income stream that is not dependent on market growth
  • Uses mutual funds, ETF’s, and covered call option strategies
  • This strategy seeks to provide a customized retirement cash flow

 

*No strategy ensures a profit or protects against loss. Investing involves risk including possible loss of principal. Tactical allocation may involve more frequent buying and selling of assets and will tend to generate higher transaction costs. Investors should consider the tax consequences of moving positions more frequently.